2024 Roth Ira Contribution Limits 2024 Married. Those limits reflect an increase of $500 over the 2023. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you're age 50 or older.
But other factors could limit how much you can contribute to your roth ira. Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level.